Consumer-Directed Health Plans Manage Health Care Costs and Offer Value to Your Members
Consumer-directed health plans (CDHP) are the next generation of managed health care plans. CDHPs take an active approach to engaging members in health care spending and health management, and ultimately support a healthier workforce and better management of health plan costs.
Employers can choose to introduce CDHP as a full replacement to their existing health benefits program or can offer CDHP options alongside other managed care options, such as a PPO style plan. Incentives can be designed to encourage members to participate and better manage their health.
Through the consumer-directed health plan administered by AmeriHealth Administrators, Inter-County provides a comprehensive selection of services that enable plan sponsors to tailor programs to best fit their corporate objectives and workforce needs. Key components of a successful CDHP plan include:
- health plan
- PPO-style or HSA-compatible high deductible health plan (HDHP)
- health accounts
- medical and dependent care flexible spending accounts (FSA)
- health reimbursement arrangements (HRA)
- health savings accounts (HSA)
- transit and parking accounts
- health management services
- preventive care benefits
- wellness program
- disease management
- health coaching
- consumer decision-making support tools and resources
Integrated Consumer Resources, Management Tools, and Administration
Inter-County simplifies program implementation through Consumer-Directed health plan solutions including integrated administration of your customized benefits design — consumerdirected accounts, medical program, and other components.
And we make consumer-directed health plans easy and convenient for your participants:
- optional AmeriHealth+ debit card;
- HRA payments sent directly to networks providers with Explanations of Benefits sent to participants;
- direct deposit for faster FSA and HRA reimbursements and streamlined recordkeeping;
- secure self-service tools that empower participants to manage their choices;
- health resources, educational components, and communications that motivate participants to shop wisely and choose health care solutions with confidence.
